Free Insurance Coverage Review

If you want a free insurance coverage review, send me an email. If you want some tips, read on.

Tips For Buying Auto Insurance Coverage

1. Make sure you have the uninsured / underinsured coverage that will take care of you. The most hazardous thing that people do day in and day out is drive cars. Many people, possibly up to 20% in Colorado, drive without insurance even though it is required. This means that something around one in every five drivers that speeds past you or tailgates you doesn't have insurance. If they clobber you, your uninsured motorist coverage will be the only protection you have.
   • Take-Home Message: Buy as much liability coverage as you can possibly afford, and tell your agent you want as much uninsured motorist coverage as you can have. This is important enough that I offer a free, no cost, no obligation review of your insurance coverage.
2. Make sure that you have medical payments coverage that will take care of you. If you get in a car crash, who will pay your medical expenses? You may have health insurance, and you may not. If you are hurt in a car crash, you need prompt, appropriate care. You should not have to worry about how you are going to pay for treatment. And, if you later make a claim against the at fault driver, you should not have to haggle with your health insurer about how much they get paid back out of your liability recovery.
   • Take-Home Message: Buy as much med pay coverage as you can reasonably afford. Because of the cost of medical care these days, I suggest that the minimum coverage you purchase be $25,000 per person per accident. Again, this is important enough that I offer a free, no cost, no obligation review of your insurance coverage.